Notice is hereby given that Niall Nicholson a/k/a Tenzin Gyurme, hereinafter "Niall", is no longer associated with or a coach for Creditors in Commerce, hereinafter "CiC". This action is the result of the concerns expressed by several CiC members and CiC coaches regarding the communications and coaching of Niall heretofore.

Any responses, questions, or concerns regarding this notice shall be directed to harmony@creditorsincommerce.com.